Toyota City Credit Guarantee Fee Subsidy (Business Succession Financing Support)

1) Overview: Toyota City subsidizes part of the credit guarantee fee paid by city SMEs on eligible loans, to ease cash flow and revitalize commerce. Eligible loans: Aichi Small Enterprise Fund, Toyota Marutoyo, Economic Environment Adaptation Funds (Startup/Succession/Disaster), Safety Net No.2/No.4. Outline runs Apr 1, 2026 - Mar 31, 2027. 2) Eligibility: SMEs that borrowed eligible loans, with residence (head office) and business office in Toyota City, eligible for Aichi Credit Guarantee Association coverage, borrowed from one of 12 listed banks (MUFG, SMBC, Juroku, Mie Sanju, AICHI, Nagoya, Ogaki Kyoritsu, plus Okazaki/Hekikai/Toyota/Seto Shinkin, Hyakugo). Loan used in city, fee lump-sum paid, no tax arrears, no anti-social ties. 3) Expenses & content: Amount = lump-sum guarantee fee x eligible loan ratio ((A - B) / A, 2-decimal trunc). Sub-1000-yen trunc. Fees on rescheduled existing debt excluded. Succession applications need commercial registry copy, succession plan, officer roster, guarantee certificate, payment proof. 4) Rate, cap, schedule: 75% (100% for SDGs-Certified). Cap JPY 500,000/case. Use Form 4 (Succession) or Form 2 (SDGs) plus Appendix 3 docs, file within 14 days of borrowing (or 14 days of city-business confirmation for pre-startup). Lender bank may file; electronic submission allowed.