FY2026 Fintech Innovation Support Program (Financial Service Commercialization Subsidy)

①Overview: This program, run by the Tokyo Metropolitan Government Bureau of Industrial and Labor Affairs as part of the "Global Financial City: Tokyo" vision, supports fintech startups and financial businesses pursuing innovation in financial services. The Financial Service Commercialization Subsidy covers costs of demonstration projects and service implementation that accelerate open innovation between fintech firms and financial institutions. ②Eligibility: Tokyo-based companies conducting demonstration projects (e.g., verifying practicality of developed financial services) that fall under either: (A) Fintech firms established less than 10 years ago, or (B) Financial businesses conducting demonstration projects with overseas fintech firms. ③Eligible expenses / content: Expenses required for demonstration projects aimed at creating innovation in the financial sector. Past awardees include AI contract-parsing (Trust), alternative credit scoring (B-Informatica), school payment apps (MEME/Scupay), IFA matching (Adviser-Navi), education finance (EduCare), insurance for micro-SMEs (Frich), AI investment chatbots (MONO Investment). ④Subsidy rate / cap / schedule / application: (A) 2/3 rate, up to JPY 4,000,000 per case (reduced to 1/2 and JPY 2,000,000 if recipient was awarded in FY2022-2025 and is re-applying). (B) 1/2 rate, up to JPY 3,000,000 per case. Application period: April 8, 2026 (Wed) to January 29, 2027 (Fri), accepted on a rolling basis until budget is exhausted. Reviews held roughly every 1-2 months. Apply via J-Grants e-application, or by mail/hand-delivery to International Financial City Promotion Section, 20F Tokyo Metropolitan Government Bldg. 1.